Golden Visa Updates: What Investors Need to Know in 2026

Portugal’s Golden Visa programme remains one of Europe’s most attractive residency‑by‑investment routes — but it looks very different today than it did just a few years ago. In response to housing pressures and regulatory reforms, Portugal has reshaped the programme to focus on productive, sustainable investment, while still offering long‑term residency and a pathway to citizenship.

If you are considering Portugal as part of your investment or relocation strategy, here’s what you need to know in 2026.

Is the Golden Visa Still Available?

Yes — the Portugal Golden Visa is still active in 2026, but real estate purchases no longer qualify as a direct investment route. This change came into effect in late 2023 as part of the “Mais Habitação” legislation, which shifted the programme away from residential property acquisition.

Instead, Portugal now prioritises investments that support innovation, culture, research, and business growth.

Key Benefits of the Golden Visa

Despite the reforms, the Golden Visa continues to offer major advantages to international investors:

• Legal residency in Portugal
• Visa‑free travel across the Schengen Area
• Very low minimum stay requirement (around 7–14 days per period)
• Family reunification (spouse, children, dependent parents)
• Pathway to permanent residency and Portuguese citizenship

These core benefits remain intact in 2026.

Which Investment Routes Are Available in 2026?

1. Investment Funds (Most Popular Option)

The primary route is a €500,000 investment in a CMVM‑regulated venture capital or private equity fund, with at least 60% of funds invested in Portuguese companies.

This route is now favoured by investors seeking diversification and professional management over direct property ownership.

2. Cultural or Heritage Donation

A €250,000 donation to approved cultural or heritage projects can qualify.
In low‑density areas, this investment may be reduced to €200,000.

3. Research and Development

An investment of €500,000 into certified research institutions supports scientific innovation and qualifies for the programme.

4. Job Creation or Company Capitalisation

• Creation of 10 full‑time jobs, or
• Capital investment combined with job creation

These routes are typically used by entrepreneurs expanding into Portugal.

What About Citizenship Rules?

Portugal has proposed changes to its nationality law that could extend the citizenship eligibility period from 5 years to up to 10 years. As of early 2026, these changes are not fully enacted, and transitional measures may apply.

Investors are advised to plan long‑term strategies with professional legal guidance, particularly around timing.

How Does Real Estate Still Play a Role?

While property purchases no longer grant Golden Visa eligibility, real estate remains central to many investors’ plans:

• Golden Visa holders can freely buy property once residency is granted
• Portugal’s real estate market remains strong for lifestyle, rental income, and capital growth
• Many investors pair fund‑based Golden Visa routes with residential or commercial property acquisition for personal or investment use

This is where trusted local guidance becomes essential.

Why Work With Portugal Dream Home?

At Portugal Dream Home, we help international investors understand how residency pathways and real estate strategies work together. Whether your goal is relocation, portfolio diversification, or lifestyle investment, we connect you with the right properties — and the right professional partners — every step of the way.

Thinking About Investing in Portugal?

The Golden Visa may have evolved, but Portugal’s appeal has only grown.
Contact Portugal Dream Home today to explore your options and build a smart, future‑proof strategy in one of Europe’s most desirable destinations.